MyNetWealth
Sign in Create free account

AI-powered personal finance platform for better money decisions.

Track expenses, improve your financial health score, prioritize debt repayment, optimize SIP contributions, and plan retirement with actionable recommendations.

Budgeting & Recovery

Understand spending patterns and improve monthly recovery score with daily targets.

Debt Strategy

Use snowball or avalanche strategies with AI suggestions to become debt-free faster.

Goals & Investments

Plan goals, simulate SIP outcomes, and track investment growth over time.

Retirement Planning

Estimate required corpus, monitor shortfall, and adjust plan with step-up contributions.

Automatic Recurring Entries

Set rent, EMIs and SIPs once. They post themselves on the right date and move your debt and portfolio balances with them.

Monthly PDF Statement

On the 1st of every month we email you a colourful PDF report: spending by category, this year vs last year, goal progress, debts and investments.

Start free
Delivered on the 1st of every month

Your month, explained in one PDF.

Every month MyNetWealth emails you a detailed statement of where your money actually went — no spreadsheets, no manual exports. Charts and tables you can read in a minute, built from the entries you already track.

  • Spending by category — a donut chart and a ranked table showing exactly what each category cost you and its share of the month.
  • This year vs last year — side-by-side bars for every category, so seasonal spending is compared against the right baseline instead of last month.
  • 12-month trend line — your spending over the past year, overlaid on the same months a year earlier.
  • Goal progress — how much closer each savings goal got this month, marked directly on the progress bar.
  • Investments & debts — portfolio value, committed SIPs, debt repaid and balances outstanding.
  • Plain-language summary — savings rate, budget variance and the month's headline numbers written out in sentences.

Your data is fully encrypted end-to-end. Only you can access your financial information — no one else, not even us.